HCLTech Mega Walk-In Drive on 10th & 11th Oct 2025

HCLTech Mega Walk-In Drive 2025 | Mortgage Underwriter Jobs in Chennai

Looking to grow your career in Mortgage Underwriting?
Join HCLTech — a global IT leader — for a Mega Walk-in Drive in Chennai for Associate/Senior Executive roles in the Australian Mortgage Underwriting domain.

📅 Walk-In Drive Details

Date: 10th & 11th October 2025 (Friday & Saturday)
Time: 10:00 AM – 2:00 PM
Venue:
HCL Technologies Ltd
ETA 3, No. 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai

Contact HR: Dharani

💼 Job Details

Role: Associate / Senior Executive
Domain: Australian Mortgage Underwriting
Experience: 3 – 8 Years
Shift: 6:00 AM – 4:00 PM (IST)
Work Model: Work from Office (WFO)
Location: Chennai
Industry Type: IT Services & Consulting
Employment Type: Full Time, Permanent

📋 Job Summary

As a Mortgage Underwriter, you’ll be responsible for auditing loans, reviewing applications, assessing documentation, and ensuring compliance with regulatory and internal lending policies. You’ll analyze customer credit profiles and help maintain the integrity of mortgage approval processes.

🔍 Key Responsibilities

• Audit and assess loan applications for accuracy and completeness

• Analyze customer financial history, income, and repayment ability

• Apply 4 Cs of Credit (Character, Capacity, Capital, Collateral) effectively

• Ensure compliance with bank policies, APRA, and ASIC guidelines

• Evaluate credit risk, LVR (Loan-to-Value Ratio), and property valuations

• Review lending documents to detect fraud or discrepancies

• Communicate effectively with brokers, lenders, and stakeholders

• Maintain a strong focus on quality, accuracy, and turnaround time

🧮 Core Responsibilities

• Loan Application Assessment

• Creditworthiness Evaluation

• Income & Employment Verification

• Risk and Fraud Analysis

• Property Valuation Review

• Loan Approval/Declination Decisions

🎓 Qualification & Experience

• Education: Bachelor’s or Master’s degree in any field

• Experience: 3–8 years in Mortgage Underwriting / Quality Control

• Domain Expertise: Australian, US, or UK Mortgage processes

• Added Advantage: Strong client communication skills with onshore experience

🧠 Skills & Competencies Required

• Strong understanding of Responsible Lending Obligations

• Knowledge of APRA & ASIC regulations

• Proficiency in Credit Risk Assessment and Underwriting Principles

• Excellent analytical and financial evaluation skills

• Strong stakeholder communication and time management abilities

• Experience in KYC processes and Mortgage Insurance Guidelines

🌟 Why Join HCLTech?

• Be part of a global tech leader with a strong footprint in the BFSI domain

• Opportunity to work on international mortgage underwriting projects

• Collaborative and growth-oriented workplace

• Competitive compensation and career development support

🚶‍♀️ How to Apply:

Simply walk in at the above venue on 10th or 11th October 2025 (10 AM – 2 PM) with your updated resume.

Don’t miss this chance to take your mortgage underwriting career to the next level with HCLTech — one of the world’s most trusted IT and business service providers.