shivangiverma10
February 17, 2021
Saving for one’s retirement is an extremely crucial financial goal. The best way to save for retirement is to go for long-term small but regular investments. For this, the National Pension System (NPS) and the Public Provident Fund (PPF) are two commonly used products. Here is …
Runita bezalwar
February 6, 2021
PayPoint, a technology-enabled distribution network for financial services has launched e-gold or digital gold facility on its platform, targeting the rural segment to make investment in the yellow metal. E-gold has become increasingly popular in urban India, but in the rural market the demand for e-gold remains …
Runita bezalwar
February 5, 2021
If you are intending to invest in a foreign stock, this article is for you to understand the implications under the provisions of the Foreign Exchange Management Act (FEMA) and the Income-tax Act. The FEMA prohibits the investment outside India beyond a certain limit. Under the …
Runita bezalwar
February 5, 2021
It is customary that Gold, in the form of jewellery, is passed on from generation to generation in India. In case you have inherited gold jewellery, you are not required to disclose the same in your income tax return. But in case your annual income is …
Runita bezalwar
January 19, 2021
We are all aware of the Public Provident Fund (PPF), Employees’ Provident Fund (EPF), National Pension Scheme (NPS) and LIC’s pension plans to help us save for our retirement. Mutual funds, in the industry’s early days, targeting retirement savings. Launched in December 1994, UTI Retirement Benefit …
Runita bezalwar
January 19, 2021
There are many people in their early 30’s are very aggressive about trying to repay their home loans. At times, this aggression turns into obsession and which , we think, demands a second thought. There should be a balance between trying to prepay your loans quickly …
Runita bezalwar
October 28, 2020
Health Insurance: Your health during a pandemic is at immediate risk and as much as you take care, you can’t be 100% sure that it won’t affect you. Health insurance is a must-have, as various health indemnity policies cover you against infections. However, it’s important to …
Runita bezalwar
October 25, 2020
The Government of India (GOI) has announced the scheme for the waiver of compound interest, that was payable by the borrower who had opted for loan moratorium between 1st March 2020 and 31st August 2020. The scheme is to grant relief of ex-gratia payment of difference between …
Runita bezalwar
October 23, 2020
On 5th October 2020, the Securities and Exchange Board of India (SEBI) introduced a rigorous risk-o-meter that would clearly indicate the risk-profile of the scheme. It comes into force next year. But that doesn’t mean you should wait till next year. There are other things you …
Runita bezalwar
October 23, 2020
As we know , equity fund NFO can be kept open for a maximum 15 days. Debt funds, especially fixed maturity plans (FMP) and those investing in very short term fixed income options such as liquid schemes are kept open for a very short period of …
Runita bezalwar
October 23, 2020
The Reserve Bank of India (RBI) issued a revised regulatory framework for housing finance companies (HFCs). This is part of the process of transferring the regulations of these companies from the National Housing Bank to the central bank. According to the RBI, an HFC is an …