HDFC Bank Recruiting CA,MBA/PGDM,Any Postgraduate for the position Credit Manager .This position requires CA,MBA/PGDM,Any Postgraduate with prior experience. Interested and eligible candidates have to apply with like arranged at bottom of this post. This vacancy available from 30th Sept 2022 and will expire soon .We are recommended to apply as earliest for early shortlist . Shortlisted candidates have to go through selection process( Test, Interview rounds ) for selection for the position.
Summary of Vacancy- Credit Manager
| Company Name | HDFC Bank |
| Location | Mumbai |
| Salary Offering | Not Disclosed |
| Hiring Designation | Credit Manager |
| Experience Required | 03-08+Years |
| Qualification | CA,MBA/PGDM,Any Postgraduate |
| No Vacancy | Not Disclosed |
Job Role or Description
- To assess, evaluate and review credit proposals as a first level officer for the CBG/ ECG deals which is referred to wholesale credit involving various products like Term Loans, Trade Finance, CC, ODs and PSR
- Complete ownership of assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business and Credit teams in line with the banks risk appetite
- Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.
- To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk
- Awareness of the product proposed and suitability to the client needs
- Maintaining Complete / accurate CAM’s / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines
- Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default
- Focused house keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.
Company Profile HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995. Today the Bank has a nationwide network of over 2000 branches and 5624 ATMs spread over 996 towns and cities across India The Banks American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) and the Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange. The Bank has been bestowed with numerous awards and accolades from top national and international agencies & magazines.
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