HCLTech Mega Walk-in Drive | Mortgage Underwriting | 1st February
Are you looking for a career in Mortgage Underwriting with a top IT & business solutions company? HCLTech is conducting a Mega Walk-in Drive on 1st February in Bengaluru for freshers & experienced professionals. Don’t miss this opportunity to join a global leader and enhance your career!
🔹 Job Details:
- Company Name: HCLTech
- Position: Mortgage Underwriter
- Qualification: Any Graduate
- Experience: 1 – 5 years
- Job Location: Bengaluru
Time and Venue
1st February , 11.00 AM – 3.00 PM
8th Floor Unit-B, ITPL Aviator Building, Whitefield Road, SEZ, Bengaluru, Karnataka 560066.
Contact – Priya & Nikita ( 8667861267 )
Responsibilities:
- Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
- Well-versed with the 4 Cs of Credit.
- Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
- Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
- Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
- Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
- Expertise in Customer centric communication with positive repo building.
- Excellent written and verbal communication skills.
Core Responsibilities:
- Loan Application Assessment
- Creditworthiness Evaluation
- Income Verification
- Risk Analysis
- Property Valuation Review
- Reviewing LVR
- Approval or Declination of Loans
- Fraud detection
Skills and Qualifications:
- Knowledge of Responsible Lending Obligations
- Understanding of APRA and ASIC regulations
- Strong Analytical and Financial Assessment Skills
- Attention to Detail
- Communication and Stakeholder Management
- Experience with Lending Policies and Procedures
- Time Management and Multi-tasking Skills
Qualification & Experience:
- Bachelor’s or master’s degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
- Excellent analytical and problem-solving skills, with meticulous attention to detail.
- Ability to communicate effectively with internal and external stakeholders at all levels.
- Familiarity with loan origination systems and other relevant software applications.
- Ability to work independently and prioritize tasks in a fast-paced environment.
Note: Bring your ID proof for the Gate Pass.
