South Indian Bank Recruiting CA,M.Com,MBA/PGDM,Any Graduate for the position Credit Analyst, Senior Credit Analyst .This position requires CA,M.Com,MBA/PGDM,Any Graduate with prior experience. Interested and eligible candidates have to apply with like arranged at bottom of this post. This vacancy available from 24th oct 2022 and will expire soon .We are recommended to apply as earliest for early shortlist . Shortlisted candidates have to go through selection process( Test, Interview rounds ) for selection for the position.
Summary of Vacancy- Credit Analyst, Senior Credit Analyst
|Company Name||South Indian Bank|
|Salary Offering||Rs.1,277,000 – Rs.1,786,000 Per Year|
|Hiring Designation||Credit Analyst, Senior Credit Analyst|
|No Vacancy||Not Disclosed|
Job Role or Description
- Prepare credit underwriting reports by analyzing relevant parameters as per the internal credit norms and supplemental data submitted by the business and recommend the file for lending decision at the credit committee for new and renewal of existing exposure within specified turnaround time to support mid-corporate business to deliver its business target. Preparing credit reports for new and existing business relationships, undertaking industry, competitor and client level analysis in compliance with the Bank’s internal policies. Completing all credit renewals, deviation approvals within specified turnaround times Support business teams with preparing sanction letters, confirming branches for customer account opening and deviation approvals.
- Interact with the customer with support from the business to get information required for credit analysis. Meet with customers, if required, to understand credit risks independently. Prepare mid-year credit evaluation document in case of any risk perceived in any current exposure of the Bank. Identifying key risks and possible mitigants for all credit files prepared. Sharing independent findings from unit visits and customer meetings to the regional manager. Providing input on terms and conditions of all proposed sanctioned limits. Confirm that the customer has met all post-disbursement terms from the CMOG group.
Company Profile South Indian Bank Limited is a major private sector bank headquartered at Thrissur in Kerala, India. South Indian Bank has 933 branches, 4 service branches, 1 extension counters and 18 Regional Offices spread across India. The bank has also set up more than 1,200 ATMs and 120 Cash Deposit Machines