HCLTech Mega Walk-In Drive | Mortgage Underwriting | Chennai SEZ | 31st January | Any Graduate
Introduction:
HCLTech, a global leader in IT and business services, is conducting a Mega Walk-In Drive for Mortgage Underwriting roles at Chennai SEZ. If you’re looking for an exciting career opportunity in the banking and financial sector, this is your chance to join a top MNC!
📅 Walk-in Date: 31st January 2024
📍 Location:Tower 4, Elcot SEZ Special Economic Zone, 602/3, 138, Shollinganallur Village, Shollinganallur – Medavakkam High Road, Tambaram Tamil Nadu, Kancheepuram (Dist), Chennai, Tamil Nadu 600119.
- Contact – Priya & Prideep ( 8667861267 )
💼 Job Role: Mortgage Underwriting
🎓 Education: Any Graduate
Job Details:
🔹 Position: Mortgage Underwriting Associate
🔹 Company: HCLTech
🔹 Location: Chennai SEZ
🔹 Employment Type: Full-time
🔹 Experience: 1-5 years
🔹 Education: Any Graduate
Responsibilities:
- Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
- Well-versed with the 4 Cs of Credit.
- Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
- Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
- Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
- Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
- Expertise in Customer centric communication with positive repo building.
- Excellent written and verbal communication skills.
Core Responsibilities:
- Loan Application Assessment
- Creditworthiness Evaluation
- Income Verification
- Risk Analysis
- Property Valuation Review
- Reviewing LVR
- Approval or Declination of Loans
- Fraud detection
Skills and Qualifications:
- Knowledge of Responsible Lending Obligations
- Understanding of APRA and ASIC regulations
- Strong Analytical and Financial Assessment Skills.
- Attention to Detail
- Communication and Stakeholder Management
- Experience with Lending Policies and Procedures
- Time Management and Multi-tasking Skills
Qualification & Experience:
- Bachelor’s or master’s degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
- Excellent analytical and problem-solving skills, with meticulous attention to detail.
- Ability to communicate effectively with internal and external stakeholders at all levels.
- Familiarity with loan origination systems and other relevant software applications.
- Ability to work independently and prioritize tasks in a fast-paced environment.
Note: Bring your ID proof for the Gate Pass.
