HCL Mega Drive for Credit Variations Calculator Process | 2nd–4th January 2025
Attention all aspiring professionals! HCL Technologies is hosting a Mega Drive for the Credit Variations Calculator Process from 2nd January to 4th January 2025. This is a golden opportunity to join one of the leading IT companies in the world.
Date: 2,3 Jan 2025
Timing : 11:00AM to 2:00 PM
Interview location : TOWER 5 – HCL Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119
HR Contact: Priya/ Nikita
Years of Experience – 2 TO 6 YEARS
Bangalore – Walk-in Details:
Date: 4 Jan 2025
Timing : 10:00AM to 3:00 PM
Interview location : HCL Tech, ITPL SEZ, Aviator Building, 8th Floor Unit-B, Whitefield Main Rd, Bengaluru, Karnataka 560066
HR Contact: Yanosh/ Samrin/ Suganthi
Years of Experience – 2 TO 6 YEARS
Important Note:
- Candidates who can join immediately or 1 month of notice period are preferred
Location: Chennai / Bangalore
Shift: 5am IST
Job Summary:
Credit Variations Calculator (CVC) process requires users to accurately update the CVC spreadsheet with all the loan information. This includes key details such as customer & mortgage info, outstanding loan balances, loan to value ratio, security address, security value, title info and other essential loan data. The process aims to ensure that all fields in the CVC are complete, current and reflective of the loans status to support accurate calculations.
Key Responsibilities
- Review the CHLM application & Discharge Authority to assess and determine the applicability of CVC.
- Update all relevant existing loan information, including customer & mortgagors info, guarantor info (if any), loan account numbers, outstanding balances, and security details, into the CVC spreadsheet using data from CommSee, HLS, Genworth, D&D or other acceptable source documents.
- Ensure a high level of accuracy and attention to detail when updating each field in the CVC spreadsheet.
- Ensure all cases are completed within the agreed turnaround time, maintaining efficiency and adherence to deadlines while upholding data accuracy and quality standards in the CVC update.
- Ensuring that all the cases are handled in accordance with the regulatory requirement.
- Ensure the banks security position based on customers requested variation request is verified and correctly reflected in the CVC
- Ensure credit variation (CHLM) applications are ready for assessment by credit decisioning team.
Qualifications
- Minimum of 2 – 4 years of experience in mortgage/home buying process
- Proven ability to effectively plan and coordinate incoming work and enquiries
- Strong analytical and problem-solving skills
- Excellent Communication and stakeholder management skills, support by collaboration mindset and possess a service-based mindset with strong customer focus.
- Proven analytical, and problem-solving skills alongside deriving solutions for customers.
- Highly motivated, result driven, team and customer focused
- Detail Oriented – exercise extreme attention to details; thorough, accurate, organized, and productive and seeks to understand both cause and effect of a situation.
- Good Judgement – The exercise of Critical thinking, analysing and assessing and taking ownership of outcome.
Perks and Benefits :
MNC
Cab facility (two way) (Upto 30 Kms Only)
Salary : great in the industry
Excellent working environment
Free Cab for female employees
International Trainers
World class exposure
How You’ll Grow
At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best.
Why Us
We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees.Our company is extremely diverse with 165 nationalities represented.We offer the opportunity to work with colleagues across the globe.We offer a virtual-first work environment, promoting a good work-life integration and real flexibility.We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.
