GOVT : State Bank of India(SBI) Recruitment 2024 For CA,CFA,ICWA,MBA Finance (Application Closing Date 4th Mar 2024)

 State Bank of India(SBI) SCO Recruitment 2024 Notification for 50 Posts | Online Form: Join the State Bank of India’s (SBI) latest recruitment drive for Specialist Cadre Officers (SCO) – Manager positions, featuring 50 vacancies across India. The application window opens on 13th February 2024 and closes on 4th March 2024, offering candidates ample time to apply online for these coveted bank jobs. Aspiring candidates can look forward to a transparent selection process involving shortlisting based on applications followed by interviews, ensuring fairness and efficiency in recruitment.

State Bank of India invites online application from Indian Citizen for appointment to the following posts.
Candidates are requested to apply online through the link given on Banks website https://bank.sbi/careers
1. The process of Registration is complete only when fee is deposited with the Bank through online mode on or before the last date for payment of fee.
2. Before applying, candidates are requested to ensure that they fulfil the eligibility criteria for the post as on the date of eligibility.
3. Candidates are required to upload all required documents (detailed resume, ID proof, proof of age, education, experience, caste / EWS / PwBD certificate/s, wherever applicable, etc.), failing which their candidature will not be considered for shortlisting / interview.
4. Shortlisting will be provisional without verification of documents. Candidature will be subject to verification of all details / documents with the original when a candidate reports for interview (if called).
5. In case a candidate is called for interview and is found not satisfying the eligibility criteria (Proof Age, Educational Qualification and Experience etc.) he / she will neither be allowed to appear for the interview nor be entitled for reimbursement of any travelling expenses.
6. Candidates are advised to check Bank’s website https://bank.sbi/careers regularly for details and updates (including the list of shortlisted / qualified candidates). The Call letter / advice, where required, will be sent by e-mail only (No hard copy will be sent).
7. In case more than one candidate scores same marks as cut-off marks in the final merit list (common marks at cut-off point), such candidates will be ranked in the merit according to their age in descending order.
8. HARD COPY OF APPLICATION & OTHER DOCUMENTS ARE NOT TO BE SENT TO THIS OFFICE.
9. All revision / corrigenda (if any) will be hosted only on the Bank’s abovementioned websites
Age As on Cut-off Date 01.12.2023: 25-35
Selection Process: Shortlisting and Interview
Place of Posting (Suggested): Anywhere in India
Educational Qualifications: Graduate (any discipline) from Government recognized University or Institution
AND
MBA (Finance) / PGDBA / PGDBM / MMS (Finance) / CA / CFA / ICWA
Experience (As on 01.12.2023):
Post Qualification Experience [after successful completion of MBA (Finance)/PGDBA/PGDBM/MMS (Finance)/CA/CFA/ICWA] of Minimum 3 years in Corporate Credit as an executive in Supervisory / Management role in a Scheduled Commercial Bank / Associate or Subsidiary of a Scheduled Commercial Bank OR in a Public sector or listed financial institution company.
Experience should be in appraisal / assessment of Credit proposals of medium/large Corporates
Specific Skills required :
Analysis of Balance Sheet / Cash flow statement Analysis/ Appraisal / Assessment of Credit Proposal, Credit monitoring etc.
Job Profile / Role & Responsibilities : Carrying out of Due Diligence on Credit Proposals assigned.
Timely completion of reviews/renewals as Appraiser, including credit risk assessment proposals.
Securing maximum marks for the AMT (Asset Management Team) in credit audit in pre sanction.
Assisting Relationship Manager in achieving budgeted growth in advances for the AMT.
Adhering to Turn-Around-Time (TAT) for processing New/Existing proposals.
Ensuring ABS considered for the proposals are the same as filed with ROCs.
Ensuring achievement of satisfactory RAROC (Risk Adjusted Return on Capital) for each unit in the AMT.
ROLES: Responsible for
Analysis & appraisal of credit proposal including adhoc facilities / restructuring / rehabilitation proposals / any other type of business or general proposals pertaining to the unit.
Ensuring quick and timely appraisal of credit.
RESPONSIBILITIES:
A) PRE-SANCTION STAGE
Ensuring compliance of KYC norms.
Updation of periodical due diligence reports as per RBI guidelines.
Obtaining data/information from customers for assessment and processing of the proposals.
Interacting with Key Officials in the borrowing units for obtaining data/statement etc.
Obtain and verify the legal search reports / valuation reports of properties offered as Primary/Collateral securities.
ROC search at each sanction of the limits to the Unit.
Arranging for compilation / updation of opinion reports and CIRs.
Undertaking pre-sanction visits.
Appraising of credit proposals and CRA.
Arranging for D&B / Credit reports and their scrutiny, wherever required.
Obtaining external credit rating of the customers.
Providing support to the Relationship Manager for making presentation of credit proposals to the sanctioning authority.
Credit related notes like RMD deviations / any other deviations, concession etc. or non-business proposals to competent authorities.
B) POST-SANCTION STAGE
Preparation of arrangement letter and ensuring that all the Terms & Conditions of sanction have been incorporated therein.
Attending consortium meetings with the Relationship Manager, wherever necessary.
Analysis of FFR and other Financial Statements putting it up to Relationship Managers and taking-up issues / observations recorded with the company.
Rectifying irregularities pertaining to pre-sanction pointed out in various Credit Audit reports.
Attending to the credit related correspondence with internal and external agencies.
Periodical review of TLs sanctioned on standalone basis.
Periodical inspections as per the instructions of Relationship Manager.
C) MISCELLANEOUS
Tracking & monitoring important developments in the industries / activities in which borrowers operate / have interest.
Creation, maintenance and updation of account profile as per format devised by the Relationship Manager / Branch Head / Bank.
Monthly updation of pricing / concessions to be prepared for verification / checking by Relationship Manager (and for submission to concurrent auditor).
Credit Analyst who is a Regular Bank officer will perform the role of Service Officer in his absence.
Preparation of outstanding issues / non-compliances with terms of sanction in pre-sanction areas for each company and its updation on resolution of the issues involved.
Assisting relationship Manager in preparation of Annual Account Plan.
Any other job/task relating to dispensation or administration of credit or any other specific task of any nature arising out of business or administrative exigencies or even otherwise under instruction of Chief Manager / Manager (Credit) / Relationship Manager / Branch Head.
The activities mentioned above are illustrative only and Credit Analyst is primarily responsible for all activities as directed by Relationship Manager / Branch Head from time to time.
Key Responsibility Areas
Number of new clients onboarded through account opening.
Year-on-Year (YoY) growth in CASA deposits (daily average balance).
Transaction Banking – Number of corporates onboarded for any new project.
Activation of transaction banking products.
Other income / Forex renumeration / LC income / BG Income.
Supply Chain Finance – number of Corporates onboarded.
Supply Chain Finance – utilization of limit sanctioned (%).
Corporate salary packages – Number of companies > 50 new accounts opened.
Number of proposals put up for sanction – turnaround time – success rate in getting sanctions.
Quality of credit appraisal and risk analysis.
Quality of Credit portfolio.
Achievement of targets relating to review/renewal of limits of units.
Observations of various audit report and compliance thereof.
Contract Period and other Terms & Conditions:
CTC / Remuneration: Rs (63840-1990/5-73790-2220/2-78230)
Selection Process:
The selection will be based on shortlisting-cum-interaction.
Shortlisting: : Mere fulfilling minimum qualification and experience will not vest any right in candidate for being called for interview. The Shortlisting Committee constituted by the Bank will decide the shortlisting parameters
and thereafter, adequate number of candidates, as decided by the Bank will be shortlisted (subject to availability) and called for interview. The decision of the Bank to call the candidates for the interview shall be final.
No correspondence will be entertained in this regard.
Interview: Interview will carry 100 marks. The qualifying marks in interview will be decided by the Bank. No correspondence will be entertained in this regard.
Merit List: Merit list for selection will be prepared in descending order on the basis of scores obtained in interview only. In case more than one candidate score the cut-off marks (common marks at cut-off point), such candidates will be ranked according to their age in descending order, in the merit.
How to Apply: Candidates should have valid email ID and mobile number, which should be kept active till the declaration of result. It will help him / her in getting call letter / Interview advises etc. by email.
GUIDELINES FOR FILLING ONLINE APPLICATION:
i. Candidates will be required to register themselves online through the link available on SBI website https://bank.sbi/careers OR https://www.sbi.co.in/careers and pay the application fee using Internet Banking/ Debit Card/ Credit Card etc.
ii. Candidates should first scan their latest photograph and signature. Online application will not be registered unless candidate uploads his/her photo and signature as specified on the online registration page (Please refer para G-b-ii. and para G-c.-v. alongwith para G-e.-vi under ‘How to Upload Documents”).
iii. Candidates should fill the application carefully. Once application is filled-in completely, candidate should submit the same. In the event of candidate not being able to fill the application in one go, he can save the information already entered. When the information/ application is saved, a provisional registration number and password is generated by the system and displayed on the screen. Candidate should note down the registration number and password. They can re-open the saved application using registration number and password and edit the particulars, if needed, but only for three times. Please note that this facility of editing the saved information will be available for three times only. Once the application is filled completely, candidate should submit the same and proceed for online payment of fee. After registering online, the candidates are advised to take a printout of the system generated online application forms
GUIDELINES FOR PAYMENT OF FEES:
i. Application fees and Intimation Charges (Non-refundable) is 750/- ( Seven Hundred and Fifty Only) for General/ OBC/ EWS candidates and NIL for SC/ ST/ PwBD candidates.
ii. Fee payment will have to be made online through payment gateway available on the Bank’s Career website.
iii. After ensuring correctness of the particulars in the application form, candidates are required to pay the fees through payment gateway integrated with the application. No change/ edit in the application will be allowed thereafter.
iv. The payment can be made by using Debit Card/ Credit Card/ Internet Banking etc. by providing information as asked on the screen. Transaction charges for online payment, if any, will be borne by the candidates.
v. On successful completion of the transaction, “e-Receipt” and “application form”, bearing the date of submission by the candidate, will be generated which should be printed and retained by the candidate.
vi. If the online payment of fee is not successfully completed in first instance, please make fresh attempts to make online payment.
vii. There is also a provision to reprint the e-Receipt and Application form containing fee details, at later stage.
viii. Application Fee once paid will NOT be refunded on any account NOR can it be adjusted for any other examination or selection in future.
How to Upload Documents:
a. Details of Document to be uploaded:
i. Recent Photograph (.jpg / .jpeg)
ii. Signature duly scanned (legible) (.jpg / .jpeg)
iii. Detailed Resume (PDF)
iv. ID Proof (PDF)
v. Proof of Date of Birth (PDF)
vi. Experience certificates (PDF)
vii. PwBD Certificate (wherever applicable) (PDF)
viii. Caste Certificate (wherever applicable) (PDF)
ix. Others (latest Form-16, current salary slip etc.) (In case of multiple certificates are to be uploaded, please scan all in one PDF file up to the size of 500KB & upload)
b. Photograph file type/ size:
i. Photograph must be a recent passport style colour picture.
ii. Size of file should be between 20kb–50 kb and Dimensions 200 x 230 pixels.
iii. Make sure that the picture is in colour, taken against a light-coloured, preferably white, background.
iv. Look straight at the camera with a relaxed face
v. If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you are not squinting and there are no harsh shadows
vi. If you have to use flash, ensure there is no “red-eye”
vii. If you wear glasses make sure that there are no reflections and your eyes can be clearly seen.
viii. Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not cover your face.
ix. Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more than 50 kb, then adjust the settings of the scanner such as the DPI resolution, number of colours etc., during the process of scanning.
c. Signature file type/ size:
i. The applicant has to sign on white paper with “Black Ink pen”.
ii. The signature must be signed only by the applicant and not by any other person.
iii. The signature will be used to put on the Call Letter and wherever necessary.
iv. If any mismatch in signature is observed the applicant will be disqualified.
v. Size of file should be between 10kb – 20kb and Dimensions 140 x 60 pixels.
vi. Ensure that the size of the scanned image is not more than 20kb
vii. Signature in CAPITAL LETTERS shall NOT be accepted
d. Document file type/ size:
i. All Documents must be in PDF format.
ii. Page size of the document to be A4.
iii. Total Size of the file should not be exceeding 500 KB.
iv. In case of Document being scanned, please ensure it is saved as PDF and size not more than 500 KB as PDF. If the size of the file is more than 500KB, then adjust the setting of the scanner such as the DPI resolution, number of colours etc., during the process of scanning. Please ensure that Documents uploaded are clear and readable.
e. Guidelines for scanning of photograph/ signature/ documents:
i. Set the scanner resolution to a minimum of 200 dots per inch (dpi)
ii. Set Color to True Color
iii. Crop the image in the scanner to the edge of the photograph / signature, then use the upload editor to crop the image to the final size (as specified above).
iv. The photo / signature file should be JPG or JPEG format (i.e. file name should appear as: image01.jpg or image01.jpeg).
v. Image dimensions can be checked by listing the folder / files or moving the mouse over the file image icon.
vi. Candidates using MS Windows/ MSOffice can easily obtain photo and signature in .jpeg format not exceeding 50kb & 20kb respectively by using MS Paint or MSOffice Picture Manager. Scanned photograph and signature in any format can be saved in .jpg format by using ‘Save As’ option in the File menu. The file size can be reduced below 50 kb (photograph) & 20 kb (signature) by using crop and then resize option (Please see point (i) & (ii) above for the pixel size) in the ‘Image’ menu. Similar options are available in other photo editor also.
vii. While filling in the Online Application Form the candidate will be provided with a link to upload his/her photograph and signature.
f. Procedure for Uploading Document:
i. There will be separate links for uploading each document.
ii. Click on the respective link “Upload”
iii. Browse & select the location where the jpg, jpeg, pdf, doc or docx file has been saved.
iv. Select the file by clicking on it and Click the ‘Upload’ button.
v. Click Preview to confirm the document is uploaded and accessible properly before submitting the application. If
the file size and format are not as prescribed, an error message will be displayed.
vi. Once uploaded / submitted, the documents uploaded cannot be edited / changed.
vii. After uploading the photograph / signature in the online application form, candidates should check that the images are clear and have been uploaded correctly. In case the photograph or signature is not prominently visible, the candidate may edit his / her application and re-upload his / her photograph or signature, prior to submitting the form.
If the face in the photograph or signature is unclear the candidate’s application may be rejected
General Information
Before applying for the post, the applicant should ensure that he / she fulfils the eligibility and other norms mentioned above for that post as on the specified date and that the particulars furnished by him / her are correct in all respects.
ii. IN CASE IT IS DETECTED AT ANY STAGE OF RECRUITMENT THAT AN APPLICANT DOES NOT FULFIL THE ELIGIBILITY NORMS AND / OR THAT HE / SHE HAS FURNISHED ANY INCORRECT / FALSE INFORMATION OR HAS SUPPRESSED ANY MATERIAL FACT(S), HIS / HER CANDIDATURE WILL STAND CANCELLED. IF ANY OF THESE SHORTCOMING/S IS / ARE DETECTED EVEN AFTER ENGAGEMENT, HIS / HER CONTRACTS ARE LIABLE TO BE TERMINATED.
iii. The applicant should ensure that the application is strictly in accordance with the prescribed format and is properly and completely filled in.
iv. Engagement of selected candidate is subject to his / her being declared medically fit as per the requirement of the Bank. Such engagement will also be subject to the service and conduct rules of the Bank for such post in the Bank, in force at the time of joining the Bank.
v. Candidates are advised to keep their e-mail ID / Mobile phone number alive / active for receiving communication viz. call letters / Interview date advises etc.
vi. The Bank takes no responsibility for any delay in receipt or loss of any communication.
vii. Candidates belonging to reserved category including, for whom no reservation has been mentioned, are free to apply for vacancies announced for unreserved category provided they fulfill all the eligibility conditions applicable to unreserved category.
viii. Candidates serving in Govt. / Quasi Govt. offices, Public Sector undertakings including Nationalised Banks and Financial Institutions are advised to submit ‘No Objection Certificate’ from their employer at the time of interview, failing which their candidature may not be considered and travelling expenses, if any, otherwise admissible, will not be considered for payment.
ix. In case of selection, candidates will be required to produce proper discharge certificate from the employer at the time of taking up engagement.
x. The applicant shall be liable for civil / criminal consequences in case the information submitted in his / her application are found to be false at a later stage
xi. Candidates are advised, in their own interest, to apply online well before the closing date and not to wait till the last date to avoid the possibility of disconnection / inability / failure to log on to the website on account of congestion, heavy load on internet or website jam. SBI does not assume any responsibility for the candidates not being able to submit their applications within the last date on account of aforesaid reasons or for any other reason beyond the control of SBI.
xii. DECISIONS OF BANK IN ALL MATTERS REGARDING ELIGIBILITY, CONDUCT OF INTERVIEW, OTHER TESTS AND SELECTION WOULD BE FINAL AND BINDING ON ALL CANDIDATES. NO REPRESENTATION OR
CORRESPONDENCE WILL BE ENTERTAINED BY THE BANK IN THIS REGARD
xiii. Where only interview, without any written test, is the mode of recruitment, merely satisfying the eligibility norms does not entitle a candidate to be called for interview. Bank reserves the right to call only the requisite number of candidates for the interview after preliminary screening / short-listing with reference to candidate’s qualification, suitability, experience etc.
xiv. In case of multiple application for single post, only the last valid (completed) application will be retained and the application fee / intimation charge paid for other registration will stand forfeited. Multiple appearance by a candidate for a single post in interview will be summarily rejected / candidature cancelled.
xv. Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and / or an application in response thereto can be instituted only in Mumbai and Courts / Tribunals / Forums at Mumbai only shall have sole and exclusive jurisdiction to try any cause / dispute.
xvi. Outstation candidates, who may be called for interview after short-listing, will be reimbursed ‘to & fro’ travelling expenses by Air (economy class) by the shortest route in India from their residence / place of work or actual expenses incurred (whichever is lower) on the basis of actual journey. Local transportation will not be reimbursed. A candidate, if found ineligible for the post, will not be permitted to appear for the interview and will not be reimbursed any fare.
xvii. At the time of interview, the candidate will be required to provide details regarding criminal case(s) pending against him /her, if any. The Bank may also conduct independent verification, inter alia including verification of police records etc. The Bank reserves right to deny the engagement depending upon such disclosures and/or independent verification.
xviii. BANK RESERVES THE RIGHT TO CANCEL THE RECRUITMENT PROCESS ENTIRELY AT ANY STAGE

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