HDFC Bank Released Job Openings On 05/02/2023.HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995. .Eligibility Criteria / Educational Qualification, Official Notification, Apply Online Form Link & Other Relevant Details for HDFC Bank Recruitment 2023 are provided below. Interested and eligible candidates can submit application along with resume.
Vacancy Details:
HDFC Bank Recruiting CA with 00-05+years experience for Credit Manager position.Complete Details for the Credit Manager as follows.
Important Details :
- Location :Pune, Mumbai (All Areas)
- No of Vacancies:Not Disclosed by Recruiter
- Details of Salary:Not Disclosed by Recruiter
- Opening date for online Application: 05/02/2023
- Mode of application :Online
Job Description/Skills Required
- To assess, evaluate and review credit proposals for the CBG/ ECG deals which is referred to wholesale credit involving various products like Term Loans, Trade Finance, CC, ODs and PSR
- Complete ownership of assigned portfolio of accounts including regular monitoring, early warning identifications, deferral tracking and working on appropriate account strategy in conjunction with Business and Credit teams in line with the banks risk appetite
- Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned set of accounts and assess the risk involved comprehensively.
- To convey a clear opinion regarding the feasibility of the proposed transaction/ proposed facilities, from risk point of view, covering business model, industry risk, structure, financial risk
- Awareness of the product proposed and suitability to the client needs
- Maintaining Complete / accurate CAM’s / Coverage and Intensity of Diligence & Adherence to Credit Policy and extant regulatory guidelines
- Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stresses early and work with business and risk teams in devising appropriate mitigation strategies wherever required. Advanced detection before SMA / Rating downgrade / default
- Focused house keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.
- Appropriate level of client calling to develop strong understanding of client business and industry dynamics
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