SMFG India Credit Hiring 2026 | CA Fresher – Operations (Central Loan Servicing) | Mumbai
Kick-start your career in the financial services industry with SMFG India Credit Company. The company is hiring a CA Fresher – Operations (Central Loan Servicing) for its Mumbai office. This opportunity is ideal for newly qualified Chartered Accountants who are interested in loan accounting, financial operations, reconciliations, and process improvement within a leading NBFC. Candidates with articleship experience in banking, financial services, or audit will have an added advantage.
Company Overview
SMFG India Credit Company is one of India’s leading Non-Banking Financial Companies (NBFCs), offering a wide range of financial products including personal loans, business loans, commercial vehicle finance, construction equipment finance, and SME lending. Backed by the SMFG Group, the company provides a technology-driven work environment, strong governance practices, and excellent career development opportunities for finance professionals.
Job Details
| Particulars | Details |
|---|---|
| Company | SMFG India Credit Company |
| Job Role | CA Fresher – Operations (Central Loan Servicing) |
| Department | Customer Success, Service & Operations |
| Role Category | Operations |
| Industry | NBFC (Micro Finance) |
| Employment Type | Full-Time, Permanent |
| Experience | 0–2 Years |
| Qualification | Qualified Chartered Accountant (CA) |
| Job Location | Mumbai |
| Openings | 1 |
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Key Responsibilities
Business & Financial Management
- Monitor Loan Management System (LMS)-generated accounting entries and ensure accounting accuracy.
- Perform General Ledger (GL), LMS, Bank, Virtual Account, and Payment Gateway reconciliations.
- Prepare accounting MIS reports, exception reports, and management dashboards.
- Support month-end, quarter-end, and year-end financial closing activities.
Customer & Stakeholder Support
- Adhere to internal turnaround time (TAT) requirements.
- Resolve queries from Finance, Operations, Treasury, and Technology teams promptly.
Process Improvement & Compliance
- Ensure compliance with accounting policies and regulatory requirements.
- Maintain Standard Operating Procedures (SOPs) and process documentation.
- Support internal and statutory audits, RCSA, KRI, and regulatory reviews.
- Participate in LMS enhancements, User Acceptance Testing (UAT), and accounting validation.
Eligibility Criteria
- Qualified Chartered Accountant (CA).
- Freshers are preferred.
- Articleship experience in Financial Services, NBFCs, Banking, Audit, or Finance Operations will be an added advantage.
Required Skills
- Strong understanding of Accounting Standards and Financial Statements.
- Knowledge of Loan Accounting concepts.
- Understanding of Journal Entries, General Ledger, and Reconciliations.
- Experience with system-driven accounting processes.
- Exposure to Internal Audit or Statutory Audit.
- Data analysis and financial reporting.
- Strong analytical and problem-solving skills.
- Proficiency in MS Excel, including Pivot Tables, VLOOKUP, XLOOKUP, and data analysis.
- Working knowledge of ERP or Loan Management Systems (LMS) is desirable.
- High attention to detail and accuracy.
Preferred Candidate Profile
- Qualified CA (First Attempt or Second Attempt).
- Strong analytical mindset and excellent communication skills.
- Ability to work with cross-functional teams.
- Interest in financial operations, reconciliations, and accounting controls.
- Willingness to work in a fast-paced financial services environment.
Why Join SMFG India Credit?
- Opportunity to work with one of India’s leading NBFCs.
- Exposure to loan servicing and financial operations.
- Hands-on experience in accounting, reconciliations, and regulatory compliance.
- Learning opportunities in finance technology and process automation.
- Excellent platform for newly qualified Chartered Accountants to build a career in financial services.
Official Careers Website
This is an excellent opportunity for newly qualified Chartered Accountants to begin their professional journey with a reputed NBFC. Candidates with strong accounting knowledge, articleship exposure in financial services, and proficiency in Excel are encouraged to apply for this Mumbai-based role.
