HDFC Bank Walk-in Interview – 25th February 2025 | Hiring Retail Agri Relationship Managers
Are you looking for a rewarding career in the banking sector? HDFC Bank is organizing a walk-in interview for the position of Retail Agri Relationship Manager – Working Capital on 25th February 2025. If you hold a B.Com, BBA, M.Com, MBA, BMS, or PGDM, this is your chance to secure a promising job in one of India’s leading banks.
HDFC Bank Walk-in Interview 2025 – Overview
- Bank Name: HDFC Bank
- Post: Retail Agri Relationship Manager (Working Capital)
- Qualification: B.Com, BBA, M.Com, MBA, BMS, PGDM
- Experience: 3 – 8 years
- Interview Date: 25th February 2025
- Time: 12:00 PM – 5:00 PM
- Job Location: HDFC Bank 1st floor, Hospital Road, Rajpura Address No H5/3, Hospital Road, Near Dashmesh Hospital and Shivaji Park Rajpura Patiala – 140401 Landmark Near Municipal Committee IFSC CodeHDFC0005037
Job description
Job Name PA (Business Unit) : Relationship Manager Retail Agri
Job Title :(Job Name) Relationship Manager Retail AgriTeam : (Sub team in the PA) : Agri Sales Team
Reports to (job) : Cluster Head / Circle Head
Location of role : Patiala
Job Fn : Sales
Role Type: Individual Contributor
Travel Required: Extensive (commute to source / service his portfolio)
Job Purpose
Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector.
Job Responsibilities (JR) : 6 8 Areas Actionable (4-6)
- Sourcing and Business Generation
- Business scoping of geographical market for farming and rural community
- Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc.
- Conducting marketing activities for generating new business
- Work on productivity benchmarks
- Market Update and Change in Product / Processes
- To keep an update with respect to market requirement, competition and customer banking behavior.
- To understand the changing dynamics in the market and propose amendments in various product offerings.
- To keep abreast of changes in State Government laws and policies.
- Relationship Building and Maintenance
- To liaison with new and existing customers for relationships.
- To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships.
- Addressing complaints received from customers within stipulated TAT.
- Delinquency / Rotation & Recovery / Housekeeping
- To work towards minimal delinquency in portfolio.
- Follow-up with customers for recovery.
- To monitor rotation of accounts
- To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc.
- To support legal and remedial team for legal actions
- To work towards keeping Housekeeping parameters under control.
- Farmer Education and Capacity Building
- To conduct village level farmer meetings and educate farmers on various products offered by bank
- To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production.
- To educate farmers about debt waivers, crop insurance & government subsidies.
- Increased penetration and cross sell
- Cross sell of other assets and liability products
- Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc.
- Training and Development of SO/HBL
- To utilize the sales resources (HBL/SO) for optimal sales support.
- To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing.
- To monitor performance and counseling them for delivery
- Relationship with Retail Branches and Other Stake holders
- Liaise with Credit to ensure timely decisioning of proposals & closure of Housekeeping items.
- To coordinate with Remedial team for NPA cases and work towards recovery of the same
- To coordinate with the local Operations team for disbursement
- Liaise with RBB team for activation of branches for KGC business & for providing best services to customers
- To liaise with Business Correspondents (BCs) for new & existing customer relationships
- Others
Any other task assigned by seniors from time to time.
Educational QualificationsKey Skills
- Sales and Influencing Skills
- Banking Product & Process Knowledge
- Planning and Organizing Skills
- Communication
- Knowledge of Competition & Current trends in financial Industry.
Experience Required
- Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc.
- Preferred from Banking / Financial Services.
Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
- Customers
- Credit
- Branch Banking
- Operations
- Farmers
- Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs
- Business Correspondent
- Senior Leaders from Product/Sales
- Audit
- HR
Walk in & Get Hired!
Don’t miss this opportunity to start your career with HDFC Bank. Mark your calendar and attend the interview on 25th February 2025. Share this opportunity with friends & colleagues!
