HDFC Bank Recruiting CA/FRM/CFA/MBA for the position Wholesale Credit Manager .This position requires CA/FRM/CFA/MBA with prior experience. Interested and eligible candidates have to apply with like arranged at bottom of this post. This vacancy available from 11th July 2022 and will expire soon .We are recommended to apply as earliest for early shortlist . Shortlisted candidates have to go through selection process( Test, Interview rounds ) for selection for the position.
Summary of Vacancy- Wholesale Credit Manager
| Company Name | HDFC Bank |
| Location | Tirunelveli, Coimbatore |
| Salary Offering | Not Disclosed |
| Hiring Designation | Wholesale Credit Manager |
| Experience Required | 05-10+Years |
| Qualification | CA/FRM/CFA/MBA |
| No Vacancy | Not Disclosed |
Job Role or Description
- Review credit proposals (CAMs/ Interim CAMS) submitted by business on assigned portfolio and assess the credit & risk involved comprehensively.
- To convey a clear opinion regarding the acceptability of the proposed transaction/ facilities, from risk point of view, covering business model, industry risk, structure, financial risk & regulations
- Awareness of the product proposed, suitability to the client requirements and need based assessment
- Emphasizing completeness / accuracy of CAM’s and Coverage / Intensity of diligence & adherence to Credit Policy and extant regulatory guidelines .
- Ongoing monitoring of accounts including tracking developments in the industry and the account to identify stress early and work with business in devising appropriate mitigation strategies wherever required. Review and respond to early warning signals. Monitoring has to enable advance detection before SMA / Rating downgrade / delays with any lender
- To identify and closely monitor accounts which are in stress, in order to devise and implement account strategy for risk reduction
- Meet business counterparts on a defined periodicity (monthly or otherwise) for reviewing Early Warning Signals and Close Monitoring.
- Focused house-keeping which involves follow up on clearing deferrals/ overdue/delays appearing in daily MIS circulated by Operations team.
Company Profile HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995.
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