HDB Financial Services Limited provides financial services. The Company offers personal, gold, auto, business, durable, and commercial vehicle loan, as well as loan against property. HDB Financial Services serves customers in India..Eligibility Criteria / Educational Qualification, Official Notification, Apply Online Form Link & Other Relevant Details for HDB Financial Services s Recruitment 2024 are provided below. Interested and eligible candidates can submit application along with resume.
Vacancy summary details :
- Company Name: HDB
- Location :Hyderabad
- Role:Branch Credit Manager
- Qualification:Any Graduate
- Experience: 04-09 ysear
- No of Vacancies: 02
- Salary:3-5.5 Lacs P.A.
Job description
Job Role
•Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- Verifying the promoters track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
•To ensure Bounce Rate and Delinquency are within acceptable standards.
•Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
•Vendor Management.
- To conduct customer meeting to evaluate credit proposal
•PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Key Responsibilities
Credit Decisions
- Take sound lending decisions based on available information & interactions with the applicants. •Manage credit quality and control delinquencies, frauds. Monitoring Performance
- Managing performance in terms of key drivers
i.e. – Loses / Portfolio quality parameters
– Cost of credit administration
– Employee Productivity
Mandatory skills
•Graduate/Postgraduate.
- 4-9 years Credit/Underwriting experience.
•Understanding of portfolio metrics.
•Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.
Share your updated resume – murugasurya.p@hdbfs.com
Regards |
Surya
HR – Talent Acquisition
HDB Financial Services
For Exciting Career Opportunities
Please visit: https://careers.hdbfs.com/
