CRISIL Recruitment 2026: Junior Research Analyst – 1 Vacancy in Pune, Chennai & Gurugram
CRISIL is inviting applications for the position of Junior Research Analyst for candidates interested in financial operations, banking processes, reconciliations, payment processing, and regulatory reporting. The recruitment listing mentions 1 vacancy and experience ranging from 0–2 years in the job overview, while the detailed qualification section asks for 1–3 years of experience in banking or financial operations. Candidates with a degree in finance, commerce, or a related field and knowledge of banking operations, Microsoft Excel, Power BI, and financial reporting may be suitable for this opportunity. The listed job locations are Pune, Chennai, and Gurugram, with full-time, permanent employment.
CRISIL Junior Research Analyst Recruitment 2026 – Job Overview
| Job Details | Information |
|---|---|
| Company Name | CRISIL |
| Job Title | Junior Research Analyst |
| Number of Vacancies | 1 |
| Job Locations | Pune, Chennai, Gurugram |
| Experience in Job Overview | 0–2 years |
| Experience in Detailed Requirements | 1–3 years in banking or financial operations |
| Salary | Not Disclosed |
| Qualification | Any Graduate |
| Preferred Education | Finance, Commerce, or related field |
| Preferred Higher Qualifications | MBA/PGDM, CA, CFA, or equivalent |
| Industry | Financial Services |
| Department | BFSI / Investments & Trading |
| Role Category | Trading, Asset & Wealth Management |
| Employment Type | Full-Time, Permanent |
| Interview Date | Not specified |
| Application Mode | Online |
| Job Posting Status | Recently posted, according to the listing |
Important: The job overview mentions 0–2 years of experience, whereas the detailed requirements mention 1–3 years. Candidates should confirm the applicable experience criteria with the recruiter before applying.
About CRISIL
CRISIL is a global analytical company providing ratings, research, risk and policy advisory services, and data-driven insights to businesses and financial institutions. Its work supports decision-making across financial markets, banking, investment management, and other industries. The Junior Research Analyst position described in this listing focuses on operational support for deposit operations, reconciliations, payment processing, documentation, reporting, and compliance-related activities.
Job Description: Junior Research Analyst
The Junior Research Analyst will provide operational support throughout the deposit operations lifecycle. The role involves account servicing, reconciliation of financial records, payment processing, exception handling, regulatory reporting, and maintaining accurate documentation. Candidates should be detail-oriented and able to follow established procedures, internal controls, and relevant U.S. banking regulatory and audit requirements.
Key Responsibilities
The selected candidate may be responsible for the following activities:
1. Deposit Reconciliation
- Perform daily reconciliations across general ledger (GL), settlement, and suspense accounts.
- Identify discrepancies and record reconciliation variances.
- Support timely resolution of exceptions and unmatched transactions.
2. Account Operations
- Process account opening or setup, maintenance, and closure requests.
- Verify supporting documentation and follow dual-control procedures.
- Review daily operational reports, including dormant and inactive accounts, address changes, and GL certification.
3. Payment Processing
- Support Automated Clearing House (ACH) and wire-transfer workflows.
- Assist with payment posting, return processing, cutoff validation, and reconciliation.
- Help ensure transactions are processed accurately and within required timelines.
4. Regulatory Reporting
- Assist with regulatory and tax-related reporting requirements, including IRA reporting, Form 1099-INT, Form 1042-S, and W-8BEN documentation, as applicable to the process.
- Maintain accurate records and supporting documents for reporting activities.
5. Documentation and Audit Support
- Maintain complete transaction records and audit evidence.
- Follow internal policies, operational procedures, and documentation standards.
- Participate in quality assurance sampling and control reviews.
6. Quality Assurance and Compliance
- Support reviews to identify process gaps and documentation errors.
- Follow applicable banking policies and audit requirements.
- Assist with AML, KYC, OFAC, and related compliance checks where required by the assigned process.
Eligibility Criteria for CRISIL Junior Research Analyst Jobs
| Criteria | Details |
|---|---|
| Educational Qualification | Any Graduate |
| Preferred Background | Finance, Commerce, Banking, or a related discipline |
| Experience | 0–2 years in the overview; 1–3 years in detailed requirements |
| Banking Knowledge | Deposit operations, reconciliations, wire processing, or financial operations |
| Compliance Knowledge | AML, KYC, OFAC, and banking controls where applicable |
| Banking Systems | Familiarity with Fiserv or DNA is preferred |
| Reporting Knowledge | Understanding of U.S. banking reporting requirements is beneficial |
| Technical Skills | Microsoft Excel, Power BI, and data analysis tools |
| Employment Type | Full-Time, Permanent |
The listing also mentions postgraduate qualifications such as MBA/PGDM and professional qualifications such as CA or CFA as preferred qualifications. The precise mandatory qualification requirements should be confirmed from the official application page.
Required Skills for Junior Research Analyst
Candidates interested in the CRISIL Junior Research Analyst position should ideally possess the following skills:
- Knowledge of banking and financial operations.
- Understanding of deposit operations and account servicing.
- Experience with financial reconciliations and exception management.
- Familiarity with ACH and wire-transfer processing.
- Knowledge of AML, KYC, and OFAC procedures, where applicable.
- Understanding of U.S. banking reporting requirements.
- Proficiency in Microsoft Excel.
- Basic or working knowledge of Power BI and data analysis tools.
- Familiarity with core banking systems such as Fiserv or DNA.
- Strong attention to detail and numerical accuracy.
- Good documentation, communication, and problem-solving skills.
- Ability to follow operational controls, procedures, and deadlines.
Salary and Benefits
| Salary Component | Details |
|---|---|
| Salary / CTC | Not Disclosed |
| Performance Incentives | Not specified |
| Other Benefits | Not specified |
| Employment Type | Full-Time, Permanent |
CRISIL has not disclosed the salary or benefits in the provided job listing. Candidates can confirm the compensation package, benefits, shift requirements, and other employment conditions during the recruitment process.
Job Locations
The job listing identifies three possible locations for the Junior Research Analyst position:
| Location | Details |
|---|---|
| Pune, Maharashtra | Listed job location |
| Chennai, Tamil Nadu | Listed job location |
| Gurugram, Haryana | Listed job location |
The listing does not specify which location is associated with the single advertised vacancy. Candidates should confirm the available location and work arrangement before applying.
How to Apply for CRISIL Recruitment 2026
Interested candidates can apply online through the CRISIL jobs page on Naukri.
Application process:
- Visit the CRISIL careers or job listing page.
- Search for the Junior Research Analyst position.
- Review the required qualifications, experience, skills, and location details.
- Update your resume to highlight relevant banking operations, financial reconciliation, payment processing, compliance, Excel, and Power BI experience.
- Submit your application through the available online application option.
- Check your email and phone for further communication from the recruitment team.
CRISIL Jobs Link: https://www.naukri.com/crisil-jobs-careers-4114
Note: The provided listing does not mention an interview date, interview venue, recruiter contact details, or walk-in schedule. Candidates should apply online and follow the instructions provided by the employer.
Documents to Keep Ready
Candidates should keep the following documents ready if requested during the hiring process:
- Updated resume or CV.
- Graduation certificates and academic documents.
- Postgraduate or professional qualification certificates, if applicable.
- Previous employment and experience documents, if applicable.
- Government-issued identification.
- Relevant banking operations or financial process experience details.
- Details of technical skills, including Excel, Power BI, and banking systems.
