Cognizant Recruiting B.Com for the position Senior Process Executive/Merchant underwriting .This position requires B.Com with prior experience. Interested and eligible candidates have to apply with like arranged at bottom of this post. This vacancy available from 05th Sept August 2022 and will expire soon .We are recommended to apply as earliest for early shortlist . Shortlisted candidates have to go through selection process( Test, Interview rounds ) for selection for the position.
Summary of Vacancy- Senior Process Executive/Merchant underwriting
| Company Name | Cognizant |
| Location | Hyderabad |
| Salary Offering | Not Disclosed |
| Hiring Designation | Senior Process Executive/Merchant underwriting |
| Experience Required | 03-05+Years |
| Qualification | B.Com |
| No Vacancy | Not Disclosed by Recruiter |
Job Role or Description
- Responsible for compilation of data related to the preparation of credit packages (or pre-screens) incorporating spreads, cash flow, the value of related collateral, appraisals, audits, and other data. Interpret the outcome of the analysis and prepare a summary and recommendations and make joint presentations with the Relationship Manager (RM) to Credit Approvers on renewals and new loans submitted. Responsible for evaluating, analyzing, and forming opinions for the approving or denying of commercial, commercial RE, and/or business banking loan applications. Responsible for spreading financial statements, identifying credit strengths and weaknesses, and providing detailed and documented analysis of credit worthiness. Ensure credit requests are processed in accordance with bank policies, banking regulations, and laws. Identify risk and mitigating factors related to conducting a thorough credit analysis for approval. Undertaking credit analysis and underwriting activities, evaluating financial position and credit worthiness, for prospective and existing commercial / new merchant / portfolio accounts Ensuring a balanced risk and revenue trade off consisting with credit policy including calculation of NDX, refunds, chargeback and risk exposure etc.
Company Profile Cognizant (NASDAQ: CTSH) is a leading provider of information technology, consulting, and business process services, dedicated to helping the world’s leading companies build stronger businesses. Headquartered in Teaneck, New Jersey (U.S.), Cognizant combines a passion for client satisfaction, technology innovation, deep industry and business process expertise, and a global, collaborative workforce that embodies the future of work
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